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  • Tag Archives women
  • Why Your Mate’s Character is More Important Than Their Money (BlackEnterprise.com)

    Why a love interest’s money can only take you so far

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    Let me offer this quick tip to you as a public service announcement: If you desire a truly healthy relationship with someone, focus more on their character than the amount of currency they make or have.

    It seems that in today’s society, there is a lot more focus placed on income and not enough attention on people’s character. Unfortunately, a number of men and women have resolved within themselves to list income as an item on their future mate checklist. God forbid they run across someone who meets the majority of the core areas like love, respect, compassion, etc., but happens to work in education or in a factory. Is someone who meets all of the character requirements, but only makes $30-$50K automatically ruled out?

    I know it sounds absurd, but I’m sure many of you have heard of stories where a friend, family member or co-worker may have eliminated someone from consideration because they didn’t make enough money. If you haven’t experienced this personally, consider yourself lucky to not have had to deal with such superficiality. I believe our culture’s infatuation with money and success has been one of the contributing factors to the decline of healthy relationships. However, that’s entirely different topic to deal with.

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  • Daddy Knows Best: Should Fathers Take an Active Role in Their Daughter’s Marriage Decision? (BlackEnterprise.com)

    Fathers played an active role throughout history — so why not now?

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    What if all men had to obtain marriage approval from a girlfriend’s father by providing their credit reports, bank statements and medical records? Would men approach life and marriage preparation a little bit differently? These are questions Steve faced as a reality when asked for these very items by his girlfriend’s father. What started off as a nervous meeting to request a father’s approval for his daughter’s hand in marriage, ended up being a more in-depth process for earning this approval.

    “Wow!” was the first thing that came to Steve’s mind when asked of his response to the father’s request. “I didn’t know whether to be upset or appreciative,” Steve also added with a laugh. Fortunately, Steve was able to provide credit reports with scores of 708, 723 and 740. He was also able to show decent savings and a clean bill of health in the records given to the father. However, what if he wasn’t so fortunate? He might have lost out on the ability to receive the father’s support and approval to marry his daughter.

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  • Do Women Get to Keep the Ring After a Broken Engagement? (BlackEnterprise.com)

    A break up can soon turn into a financial conundrum

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    I received an e-mail from a faithful supporter regarding an issue she is having with her former fiancée. I’ll call them Kevin and Kim in order to protect the identities of the involved parties.

    Kevin and Kim met 3 years ago at an office holiday party and hit it off from their first conversation. They dated for a year and a half before Kevin decided to pop the question. During an intimate Saturday evening gathering with family and friends, Kevin presented the apple of his eye with a $14,000 diamond engagement ring. Sounds like a romantic fairy tale right? Well not in this case!

    Shortly after getting engaged the two began to argue about financial and family matters! Not seeing a way to compromise on the various issues, Kim decided to call off the engagement. There’s nothing wrong with Kim’s decision correct? We’d rather have the couple call off their engagement rather than find themselves in divorce court a brief time after marrying. It’s actually a very mature decision to make. However, here’s the complication. Kevin decided he also wants Kim to return the $14,000 ring since the engagement is off. Do you see any problem with his request? Is the engagement ring a gift or a marriage earnest deposit?

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  • Prenuptial Agreement: Smart Financial Move or Plan to Fail? (BlackEnterprise.com)

    Is it still something that you need to have so they don’t leave with half?

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    Two people meet. They date. They fall in love. They make a decision to get married. They begin going through the normal process of preparing for marital bliss. However, there is one element a lot more couples are entertaining as part of the marriage preparation process: prenuptial agreements.

    Once reserved for wealthy athletes, entertainers or business people, prenuptial agreements are now finding themselves into the premarital process as a common topic of discussion for many of today’s couples. Why are they becoming more common?

    As more men and women are waiting later in life to get married, each brings a lot more money and material wealth into the marriage relationship. According to a report published in Bloomberg Businessweek, the average age of the first marriage for men is 28.7 years of age, and 26.5 years of age for women. The delay in marrying allows each person to become experienced in their respective careers, while beginning to build home equity and retirement funds.

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  • Looking to Save Money While Dating? Well, Date Smart! (BlackEnterprise.com)

    It’s time to wisen up with your funds

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    I had the opportunity to hangout with a group of young professionals men after a recent speaking engagement. It was very interesting to hear their take on landing a job, dating and developing relationships. One of their dating perspectives actually mirrored a sentiment shared by some older men.

    One young man expressed frustration about dating being a very expensive experience and wondered if anyone else actually had a similar perspective. Listening to this group of young men actually caused me to reflect on a conversation that took place at a cookout between some older men. With the economic uncertainty still prevalent, a number of men have had to endure layoffs and/or settle for employment making less money.

    Despite having to deal with various professional adjustments, men still want the ability to go out on dates with women they have a desire in learning more about. However, dating can be very costly. A traditional date can range from $60-150 depending if you opt for a restaurant, movie, concert, etc. How can you date economically without needing a 2nd job?

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  • How to Deal When You Make More Money Than Your Mate (BlackEnterprise.com)

    Is there a way to avoid this issue in relationships?

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    How much, if at all does a gap in salary make a difference in relationships? The conversation is generally more focused towards the professional women who have increased their earning potential and power.

    Within the past 3 weeks, I’ve heard following statements multiple times from several of my friends, “Men seem to be intimidated by me because I make more money than they do. Why is this the case? What can I do about it?”

    I wish I had a silver-bullet antidote to cure the frustration experienced by women who find themselves in this endless loop. In lieu of an antidote, I’ll offer the following tips:

    1. Perform an Internal Analysis – Make sure you are not using your superior salary position as a weapon against the men you come in contact with. No one wants to feel inferior, especially when most men believe one of their roles is to be a provider!

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