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  • Category Archives Men
  • Appreciation Is an Important Key to Wealth and Relationship Success (BlackEnterprise.com)

    Why you should avoid investing in things & relationships that don’t appreciate

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    There aren’t too many people today who don’t desire success in the areas of love and money. Unfortunately, people struggle with identifying principles to generate success in both of these key life areas. In an attempt to assist with this dilemma, I have identified one word that is a key to achieving success in both wealth and relationships. Allow me to introduce you to APPRECIATION.

    According to dictionary.com, the root word appreciate has multiple meanings: to be grateful or thankful for, to value or regard highly or to raise in value.

    I could stop the article here because the definitions really speak for themselves. However, allow me to further elaborate in order to ensure the point hits home.

    When it comes to finances, the world’s wealthy understand the power of investing in assets that appreciate in value. Their knowledge has allowed them to master the art of creating a Return on Investment (ROI). Very rarely do you see wealthy people amassing a lot of goods (e.g. cars, clothes, etc.) that don’t add value to their financial lives. Notice I said wealthy and not rich. Rich people generally make a lot of money; whereas, wealthy people create avenues to grow their money. Many of the wealthy individuals I know live very simple and money savvy lives. They don’t pride themselves in purchasing the latest shoes, purchase depreciating automobiles or maintaining a closet full of designer fashions. Many are quite frugal.

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  • Why Your Mate’s Character is More Important Than Their Money (BlackEnterprise.com)

    Why a love interest’s money can only take you so far

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    Let me offer this quick tip to you as a public service announcement: If you desire a truly healthy relationship with someone, focus more on their character than the amount of currency they make or have.

    It seems that in today’s society, there is a lot more focus placed on income and not enough attention on people’s character. Unfortunately, a number of men and women have resolved within themselves to list income as an item on their future mate checklist. God forbid they run across someone who meets the majority of the core areas like love, respect, compassion, etc., but happens to work in education or in a factory. Is someone who meets all of the character requirements, but only makes $30-$50K automatically ruled out?

    I know it sounds absurd, but I’m sure many of you have heard of stories where a friend, family member or co-worker may have eliminated someone from consideration because they didn’t make enough money. If you haven’t experienced this personally, consider yourself lucky to not have had to deal with such superficiality. I believe our culture’s infatuation with money and success has been one of the contributing factors to the decline of healthy relationships. However, that’s entirely different topic to deal with.

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  • Why It’s Important to Remember That You Are Your Greatest Asset (BlackEnterprise.com)

    Self-determination as a key to success in business and life

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    Take a moment to go look in the mirror. The person looking back at you is the greatest asset in your possession. No matter what is going on in your career, relationships or financial life, the person looking at you in the mirror has the value and ability to create great returns in every area of your life.

    Do you want a great career?

    Invest in yourself. Enhance your current marketability by taking additional training courses or by obtaining certifications. In order to continue increasing your value and salary potential in the workplace, add skills and certifications to your resume. Even if you’re in the midst of transitioning careers, be willing to put in the necessary time and research for success in whatever area you choose to go into. No one can keep you from achieving your career aspirations as long as you’re willing to pursue your goals and NEVER give up.

    Do you want great relationships?

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  • Love & Money: Can You Afford Not to Forgive? (BlackEnterprise.com)

    Why your unforgiving nature may be leading to bankrupt relationships

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    In the financial world there is a debt-forgiveness option known as bankruptcy. Bankruptcy is an option some people choose when they have acquired a considerable amount of debt and feel as if they’ll never be able to repay it in an expedient or efficient manner based on their current financial structure. There may be many reasons cited for the accumulation of the debt including, but not limited to, credit cards, medical bills, automobile purchases, etc. However, the bottom line is when the weight of managing debt becomes unbearable, people may select an alternative that simply allows them to start over.

    Well, similar to the accumulation of debt from a financial point of view, many in today’s society are carrying a considerable amount of relationship ‘debt’ due to unforgiveness.

    Recently, I’ve had discussions with individuals regarding their inability to forgive others who have wronged them in some way. After reflecting upon those discussions, the importance of exercising forgiveness towards those who are, or have been, a part of your life became very apparent. In order to set the foundation of my perspective, let me first define what forgiveness is.

    Forgiveness is the process of relating to an offence committed directly or indirectly by yourself or an individual and releasing them from it.

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  • Daddy Knows Best: Should Fathers Take an Active Role in Their Daughter’s Marriage Decision? (BlackEnterprise.com)

    Fathers played an active role throughout history — so why not now?

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    What if all men had to obtain marriage approval from a girlfriend’s father by providing their credit reports, bank statements and medical records? Would men approach life and marriage preparation a little bit differently? These are questions Steve faced as a reality when asked for these very items by his girlfriend’s father. What started off as a nervous meeting to request a father’s approval for his daughter’s hand in marriage, ended up being a more in-depth process for earning this approval.

    “Wow!” was the first thing that came to Steve’s mind when asked of his response to the father’s request. “I didn’t know whether to be upset or appreciative,” Steve also added with a laugh. Fortunately, Steve was able to provide credit reports with scores of 708, 723 and 740. He was also able to show decent savings and a clean bill of health in the records given to the father. However, what if he wasn’t so fortunate? He might have lost out on the ability to receive the father’s support and approval to marry his daughter.

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  • 3 Financial Habits Your Future Spouse Will Appreciate (BlackEnterprise.com)

    Live happily ever after — at least financially stable

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    The divorce rate in our country is currently above 50 percent. That’s a staggering number. There are a number of factors contributing to this dilemma, but a number of marriage counselors and divorce attorneys will attribute this trend to money, sex and communication as the top three reasons. I personally believe communication is the underlying factor linked to all of the reasons, but I won’t address that point in this post.

    Let’s focus on the issue of money in relationships. Unfortunately, too many people wait until after they get married before building a working knowledge of finances. Actually, one of the best times to gain an understanding about money and build positive habits is during your time of singleness. There are some great lessons to learn when you’re single and those lessons can serve as a great foundation for having the money conversation prior to marriage. Notice I said “prior to” marriage. The best time to discuss finances with your significant other is before tying the knot. Some of the financial issues couples experience can be avoided if a couple communicates openly and honestly in advance.

    If you’re single, here are 3 financial habits your future spouse will appreciate you putting into practice:

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