First Person: I Had No Savings at 40, but I Retired by 60 (

February 10, 2013 | Posted in Debt, Fellowship | By

By Augustine St. Claire


I was living in Los Angeles. Had a great job at 40 and was not putting one penny away in savings. I was spending money faster than I was making it, living the single life. I knew every bar and restaurant along Hollywood Boulevard, and bartenders and waitresses knew me by name.

Now I’m living a comfortable retirement. What turned me around?

Reality. I noticed my co-workers and friends moving on with their lives. While I was stuck in a small apartment, they were getting married, buying homes and establishing a life beyond the nightclub. I knew I had to get serious and start saving.

I tore up all of my 13 credit cards

At the time I owed over $30,000 in credit card bills and my interest was over 19% on each card. Each card had a limit of $10,000. I cut them all up and started using a debit card.

I got on a budget

I created a budget. I paid off several cards in two years and reduced my expenses and saved over $900 a month.


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Atlanta Hawks – Christian Singles Night Nov. 2nd

October 13, 2012 | Posted in Christianity, Fellowship, Men, Sports, Women | By

Metro Atlanta Christian Singles Night with the Atlanta Hawks

Click here to download the flyer


Can You Do It Standing Up? Movement Overview (Free Webinar)

March 26, 2012 | Posted in Christianity, Fellowship, Life, Men, Romance and Relationships, Sex, Women | By

Register by clicking the following link:


Why Can’t You Soar in Life?

March 18, 2012 | Posted in Business and Professional, Christianity, Fellowship, Life, Men, Ministry, Romance and Relationships, Women | By


Atlanta Hawks vs Oklahoma City Thunder – Sat March 3rd 7:00PM

February 15, 2012 | Posted in Fellowship, Sports | By

Join The Chat Kafe Show for an evening with the Atlanta Hawks vs Oklahoma City Thunder.

Please download the order form using the link below and purchase your ticket today!


Click this Link to Download Order Form–> Chat Kafe Show – ATL vs Oklahoma