Seeking Volunteers for My New Money Book


October 1, 2014 | Posted in Money | By


Hello Friend,

I’m excited to announce that I’m working on the release of my next book. What makes this exciting is the fact I’m planning an end of month completion date for this project. However, I need your assistance to help make this project a success. I’m currently looking for a small group of people to help me refine the content of this book. I am dedicated to making sure my book addresses the REAL needs of everyday people.

What’s in it for you?

1. You will ensure that I address topics needed by everyday people.

2. You will receive VIP access to the insight and lessons taught in my book.

3. You will receive a complimentary copy of the book upon completion.

I would love to have you partner with me on this project and serve as an ambassador upon its release. I know you’re thinking, what do I need to do?

Well, let me address a few of the questions that may be on your mind.

1. Does this cost anything? – No…you don’t have to pay anything to participate.

2. How much time is required? – I need you to join me on a weekly call/webinar to review the concepts associated with that particular week. Each session would last about an hour which includes incorporating your feedback.

3. Do I need to possess any specific skills? – The only skills required to participate in this project are honesty, active participation and willingness to help spread the message upon completion.

4. Do I receive compensation? – No, this is a voluntary activity. However, you do receive some perks as listed above.

5. What do I need to do? – Just click the link below in order to signup to be a part of the project.

Hopefully you are open to working on this project with me. The content will be life-changing and its relevance will assist those who especially need it.



Kenny Pugh


Money Tip – Stop Eating Out So Much

October 1, 2014 | Posted in Debt, Money | By

Visit my website and join my e-mail list at
Also, visit to join my debt elimination challenge.


Money Tip – Review Your Cell Phone Plan

October 1, 2014 | Posted in Debt, Money | By

Visit my website and join my e-mail list at
Also, visit to join my debt elimination challenge.


Beware of Using Your Debit Card at the Gas Pump

Credit and Financial Mgmt

September 25, 2014 | Posted in Money | By

Recently I had my personal bank account compromised after using my debit card at the gas pump. Instead of taking the time to check the card reader, as I customarily do, I just assumed everything was okay and casually swiped my card. Unfortunately, on two occasions, I found myself swiping into what is known as a credit card skimmer.

A credit card skimmer is a device that thieves attach to card readers in order to collect (steal) information in order to fraudulently use. This is an absolute inconvenience because they not only have access to your personal account, it also forces you to go through your bank’s fraud process. This could leave you without the stolen funds for up to 10 days or so, while having to go into a bank branch to request/access your accounts.

According to, there are 4 places you should beware of using a debit card at all costs:

  • Independent ATMs – You run the risk of skimmers. While skimmers can be found on bank ATMs, they’re less likely because there are often security cameras in place.
  • Pay at the pump – Skimmers aren’t the only danger to your wallet. The gas station will put a big hold on your account that could cause your checks to bounce. If you must pay with debit at gas station, go inside and pay at the cashier.
  • When you’re buying online – Credit card is a much better option. If you don’t get your merchandise, you can do a chargeback during a 60-day window.
  • At a restaurant – Because there is such high turnover at restaurants, you don’t want a dishonest employee to get hold of your digits.

Be careful when using your debit card, you could be exposing yourself to fraudulent activity. In order to avoid potential issues, consider using cash or a credit card to make purchases.


Are you living out your dreams?


July 24, 2014 | Posted in Business, Entrepreneur, Life, Motivation | By


A number of you woke up this morning with a sense of dread because you have to go to a job you absolutely HATE! I have one simple question to ask you. What are you going to do to change your situation? Stop sitting on the sideline, operating in reactionary mode, and take control of YOUR life!

I know it may seem as if it’s too late, but you can still pursue your dreams. Do you have a business idea? Go ahead and start putting some framework around it so it becomes a reality. Do you desire to become debt free? Implement a plan to reduce your expenses and make more money. Do you desire marriage? Continue preparing yourself to be the best spouse you can be. Success generally comes when preparation meets opportunity.


Write down your dreams and create a plan to make each of them a reality! Let me know how I can be of assistance to you throughout the process. You CAN do it!


Dear Entrepreneur…Systemize Your Business (part 1)


July 23, 2014 | Posted in Business, Business and Professional, Career, Entrepreneur | By


One of the keys to success in business is making sure you work efficiently. Being a solopreneur or small business owner can be stressful. However, don’t add to the level of everyday anxiety by not systemizing your business.

People ask me how I seamlessly operate multiple business entities. Having a degree in Industrial & Systems Engineering has assisted me in this area and I look for opportunities to reduce my personal effort where possible. In every aspect of business you have to ask yourself “Am I working too hard doing something that software/technology can do easier?”

Implementing business systems is key to maximizing your efficiency. Do you have the following elements in your business? If so, what tools are you using? 

1. Online Presence – Every business should have a website. Most people won’t reach out to you until they’ve vetted you online or via someone they know and trust. There are several solutions for creating an online presence, some inexpensive, others not so inexpensive. A number of the inexpensive options like Wix and WordPress still offer you a professional appearance without breaking your budget. All of my websites, 15 of them, are built using WordPress. The tool is user-friendly and offer a number of templates you can use to customize your look. Also, your website needs to be responsive (mobile device friendly), otherwise you jeopardize losing potential customers because they can’t easily conduct business with you.
2. Business Phone System – Every business should have a dedicated business phone line. This should be self-explanatory, BUT there are still a number of people doing business via personal home phone lines. There’s nothing worse than calling someone for business only to have their kids answer the phone as if you’re interrupting something. With a number of options out there like Google Voice and Grasshopper (my choice), there’s no excuse for not having a dedicated business phone line. Plus these solutions are either free or very low cost in nature.
3. Business Branded E-mail – Another professional touch to add to your business is utilizing a business branded e-mail address. This might seem like a minor element, but there is a different view from a business perspective when you conduct business online with someone using a business-branded e-mail address versus other free options. Yahoo and Google are great companies, but I prefer to conduct business using my business-branded e-mail account. You can setup your own business e-mail account using companies like GoDaddy. I am also a reseller who offers the ability to register domains, hosting and e-mail, visit  
4. Customer Relationship Management – Communicating and sharing products/services with your customers is a major key to the success of your business. Unfortunately, a number of people are still leveraging spreadsheets and offline distribution lists. This makes communicating with your clients and customers more complex than it needs to. Take a look at low-cost solutions like Aweber, Mailchimp or Constant Contact. You can also opt for other solutions requiring more of an investment like Infusionsoft (review Infusionsoft here) or Act-on. The main point is being able to easily organize and communicate with your customers leveraging streamlined automation. 
5. Social Media Management – You can spend countless hours juggling between Twitter, Facebook, LinkedIn, Instagram, Google+ and/or Pinterest. Quite frankly, it can be a downright hassle trying to manage all of those social media channels while still servicing your customers. Fortunately, there are a number of applications which assist with this effort. Take a look at options like Hootsuite, TweetDeck and Sprout Social. Entrepreneur had a great article on their website highlighting 14 Tools Every Entrepreneur Needs for Social Media

If you are an entrepreneur or small business owner and having trouble juggling the multiple aspects of your business, evaluate the various components of your current business to see if there are areas to systemize. I will share five more business areas with you in part 2 of Systemize Your Business.


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